News — CreditCards

The ultimate guide to credit card application restrictions

The ultimate guide to credit card application restrictions

Editor’s note: This is a recurring post, regularly updated with new information If you’re relatively new to the points and miles world, you might be a bit gun-shy when it comes to applying for new credit cards. Most of my friends and family members find it hard to believe that I currently have 17 active travel rewards credit cards in my wallet and pay over $1,000 per year in annual fees. Just about every week I hear something along the lines of, “Aren’t you afraid that you’ll wreck your credit score?” While it’s true that card applications will temporarily lower your...


Do the new coronavirus credit card perks apply to authorized users?

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Tags Coronavirus, CreditCards, News, S

Do the new coronavirus credit card perks apply to authorized users?

Many credit cards are now offering limited-time perks designed to encourage cardholders to use (and renew) their travel rewards credit cards — even if they’re staying at home due to coronavirus concerns. Issuers have announced the following limited-time perks: Limited-time perks for select Amex Membership Rewards, Delta, Marriott and Hilton cards Up to 5x on groceries for select Chase cardholders Extra time to meet spending requirements and travel credit expansion for select Citi cardholders 6x bonus points on groceries for select Marriott cardholders up to $200 travel credit for select Platinum Card® from American Express cardholders In many cases, these limited-time...


The ultimate guide to Amex Membership Rewards

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Tags ChoiceHotels, CreditCards, Hilton, NewMarriott, S

The ultimate guide to Amex Membership Rewards

Editor’s note: This is a recurring post, regularly updated with new information. This post makes reference to a number of flights that are not currently operating due to the coronavirus. Find ongoing COVID-19 updates on TPG’s coronavirus hub page  American Express issues several dozen different credit cards, including cobranded hotel and airline cards as well as two editions (personal and business) of the invite-only Centurion card. That’s a dizzying array to choose from, but there are only a handful of publicly available Amex cards — including both personal and business cards and credit and charge cards — that grant full access to...


Credit card showdown: Amex Platinum vs

Credit card showdown: Amex Platinum vs

Amex Business Platinum Editor’s note: This post has been updated with new information.  Update: If you are a new Amex cardholder, you will get more time to meet required welcome-offer spending because of the effects of the coronavirus pandemic. Premium credit cards continue to evolve to try to attract and retain customers. Two of the top cards for luxury travel benefits are The Platinum Card® from American Express and The Business Platinum Card® from American Express. Over the years, both have revamped benefits and raised annual fees as more perks were added. Related reading: The different flavors of American Express...


Why joint credit cards are a bad idea

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Tags CreditCards, S

Why joint credit cards are a bad idea

Editor’s note: This post has been updated with the latest credit card information. Joint credit cards are like pay phones, CD players and incandescent light bulbs — they are slowly becoming things of the past. Still, every now and then you may come across a credit card offer that allows you to include a joint account holder on your application, but is that a good idea? No, it usually is not wise to co-sign with another person when you open a credit card account, especially since the option to add them as an authorized user is available. Keep reading for...